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Topic: Interest at the ABD » ARCHIVED

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moe55
 
Name
Jacob
ACCF Town
Last Active
5/21 8:01pm
How much money do I need in my account unitll I start gaining interest
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CorruptAbyss
 
Name
Dominic
ACNL Town
Last Active
6/25/2013 11:46am
Interest is gained at the end of every month. A fraction of what is in your bank will be given as interest

i had 100,000 bells in the bank and got 500 bells interest. I guess that is an interest rate of 0.5% monthly and 6.0% annually
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moe55
 
Name
Jacob
ACCF Town
Last Active
5/21 8:01pm
I have $152,000 and im not getting any interest
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luvbunny892
 
Name
Fresca
ACNL Town
Last Active
1:15am
You'll get it at the end of the month. It's only once a month. You'll receive a letter from the post office of how much interest you earned.
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moe55
 
Name
Jacob
ACCF Town
Last Active
5/21 8:01pm
I don't get the letter though
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luvbunny892
 
Name
Fresca
ACNL Town
Last Active
1:15am
That's because it isn't the end of the month...
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moe55
 
Name
Jacob
ACCF Town
Last Active
5/21 8:01pm
just say it was i'm not getting any interest that's what im trying to figure out
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luvbunny892
 
Name
Fresca
ACNL Town
Last Active
1:15am
Have you only had the game since release? You'll get interest as long as you have more than 1 bell in your account. But you won't get the interest until the last day of the month.
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Dreamies: Zucker; Lopez; Vesta; Celia; Rasher; Molly
Dreamies I Have: Joey; Chester; Sprinkle; Eugene; Flurry; Alfonso
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CorruptAbyss
 
Name
Dominic
ACNL Town
Last Active
6/25/2013 11:46am
If you started June 9th you will not get interest until July 1st
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moe55
 
Name
Jacob
ACCF Town
Last Active
5/21 8:01pm
ok so I time traveled to see how much you get for interest and I never got any
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luvbunny892
 
Name
Fresca
ACNL Town
Last Active
1:15am
It probably knows you're time travelling and isn't giving you any
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Dreamies: Zucker; Lopez; Vesta; Celia; Rasher; Molly
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PopTownGirl
 
Name
Jack
ACNL Town
Last Active
7/20 12:29pm
Does the money have to be untouched in your account to qualify for interest or will it be obtained regardless?

"0.5% monthly" That is the worst interest rate... seems almost pointless to me, but free money is free money.
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luvbunny892
 
Name
Fresca
ACNL Town
Last Active
1:15am
0.5% is actually pretty good. Most banks IRL only give 0.1-0.2% from what I've heard.

However much money is in the bank on the first of the month will determine how much interest is earned
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Dreamies: Zucker; Lopez; Vesta; Celia; Rasher; Molly
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Reilley
 
Name
Nick
ACNL Town
Last Active
9:12am
Interest in AC is actually .005%, not .5%.
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Shirviu
 
Name
Shirviu
ACCF Town
Last Active
12/25/2013 12:06am
the game is pretty smart about time travelling for the most part thats probably why you didnt get any
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CorruptAbyss
 
Name
Dominic
ACNL Town
Last Active
6/25/2013 11:46am
It could also be because a full month didnt pass if you only went to July 1st from june 9th that is 3 weeks.
try skipping one more month with all of your Bells in bankk mo
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moe55
 
Name
Jacob
ACCF Town
Last Active
5/21 8:01pm
but I went up a FULL month it didn't work then I did it again and it still didn't work
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waterdragon
 
Name
Jade
ACCF Town
Last Active
3:23pm
Play a couple of days in your game before you try again. Unlock a few new things, talk to your neighbors, send mail, visit the island, ect. Just do several things for two or three days, then try to TT to the first of the next month. Since you have already had the town for more than a month (because you have TTed already) you should get the letter. If it doesn't work, try to wake your character up every day for a month, just TTing one day at a time. If that still doesn't work, I would say one of two things is happening; either there is somehting you need to do to "unlock" the interest (i.e. paying off the next mortgage on your house), or the game knows you are TTing, and refuses to give you interest.

And always always always use the system clock to TT, never the in-game clock. That could also be a problem.
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luvbunny892
 
Name
Fresca
ACNL Town
Last Active
1:15am
Or you could actually play the game like it should be played and just wait one more week to get the interest. Unless the game decides you don't deserve it because you TT'd.
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Dreamies: Zucker; Lopez; Vesta; Celia; Rasher; Molly
Dreamies I Have: Joey; Chester; Sprinkle; Eugene; Flurry; Alfonso
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waterdragon
 
Name
Jade
ACCF Town
Last Active
3:23pm
^ It's up to him to decide for himself how he wants to play the game. Exploiting a harmelss loophole isn't that big of a deal, and he can't hurt anyone else by TTing, so it really doesn't matter. You also don't know his side of the story; maybe he is doing research for a guide, or is just curious about the interest, or perhaps he is trying to raise money quickly to fund a giveaway or kickstart a store. Give people the benifit of the doubt.
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moe55
 
Name
Jacob
ACCF Town
Last Active
5/21 8:01pm
I was trying to figure out how much interest I got for 150,000 bells
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FeraligatrFTW
 
Name
Fang
ACNL Town
Last Active
12:20pm
"Interest in AC is actually .005%, not .5%."

That's probably what he meant. *content removed*

-Staff Post (6/25/2013 1:43:48 AM)
This post violated the following rule:
1.4 Personal Insults & Attacks (Flaming)
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moe55
 
Name
Jacob
ACCF Town
Last Active
5/21 8:01pm
FINALLY I got 546 bells of interest
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AC:NL General Board » Topic: Interest at the ABD » ARCHIVED

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